Employee Benefits


RG Insurance's Employee Benefits division can help you streamline employee benefits for large or small groups.

Our experts are dedicated to providing unparalleled service and controlled costs – combined with the best experience possible for your employees and their families.


Comprehensive Group Medical Market Evaluation
We are constantly evaluating association health plans, in-state and out-of-state insurance carriers, stop-loss policies that protect your business from catastrophic claims, third party administrators and group captive insurers.

Group Medical Insurance Renewal Negotiations
Use our excellent provider relations to your advantage. We’ll work with in-force carriers to negotiate the lowest rate possible for your business. We’ll also analyze available claims data to determine what the renewal rates should be and whether or not a renewal offer is fair.

You don’t have to worry that a misstep on your part will drop you out of compliance. We work hard every day to keep employers informed through compliance notices, newsletters and web resources. We’re also pleased to provide pay or play calculations and ERISA reporting.

Employee Financial Security
We do our due diligence on all carriers and plans to ensure you select a reputable carrier and a plan that truly meets the needs of your employees.

Creative Plan Funding
We’ll guide you through your funding options, including self-funding, level funding with fixed monthly payments, group insurance captives, defined contribution and private insurance exchanges.

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Discover how much better insurance can be by working with the RG Insurance team.